Terms of Use

Welcome to ChainLiteracy. These Terms of Use ("Terms") govern your access to and use of the website operated by ChainLiteracy Ltd ("ChainLiteracy", "we", "us", or "our"), a company registered in England and Wales with company number 14832957, whose registered office is at 45 Great Portland Street, Fitzrovia, London W1W 7LT, United Kingdom.

By accessing or using our website, you confirm that you have read, understood, and agree to be bound by these Terms in full. If you do not agree with any part of these Terms, you must not use this website. We recommend that you also review our Privacy Policy, Cookie Policy, and Disclaimer, which form part of the overall legal framework governing your use of this website.

1.Acceptance of Terms

By using ChainLiteracy, you represent and warrant that you are at least 16 years of age. If you are under 16, you may not use this website. If you are accessing this website on behalf of an organisation, you represent that you have the authority to bind that organisation to these Terms, and the terms "you" and "your" shall refer to both you individually and the organisation you represent.

Your continued use of the website following any changes to these Terms constitutes your acceptance of those changes. We will provide notice of material changes in accordance with Section 13 below.

These Terms were last updated on 8 February 2026. We encourage you to review this page periodically to stay informed of any modifications.

2.Description of Services

ChainLiteracy is an educational platform that provides free, publicly accessible content about blockchain technology, distributed ledger systems, cryptography, digital assets, smart contracts, and Web3 concepts. Our services include, but are not limited to:

• Written educational articles and guides on blockchain technology
• A glossary of blockchain and digital asset terminology
• Curated resource lists and learning paths for different experience levels
• Frequently asked questions sections and technology explainers
• A contact form for general enquiries

All content published on ChainLiteracy is intended strictly for educational and informational purposes. We do not provide financial, legal, tax, or other professional advice. We do not operate as a trading platform, brokerage, exchange, or any form of regulated financial service. We do not facilitate the buying, selling, or exchanging of digital assets or any financial instruments.

We reserve the right to modify, suspend, or discontinue any part of the website or its content at any time without prior notice and without liability to you.

3.User Obligations

When accessing and using ChainLiteracy, you agree to the following obligations:

• a) Lawful use only. You shall use the website solely for lawful purposes and in a manner consistent with all applicable laws and regulations of England and Wales and any other jurisdiction from which you access the site.
• b) No scraping or automated access. You shall not use bots, crawlers, scrapers, or any automated means to access, copy, or index content from ChainLiteracy without our prior written consent. Standard search engine indexing is permitted.
• c) No impersonation. You shall not impersonate ChainLiteracy, its staff, or any other person or entity while using or referencing our website.
• d) No interference. You shall not attempt to interfere with, disrupt, or gain unauthorised access to the website, its servers, or any connected networks or systems.
• e) No illegal activity. You shall not use the website in connection with any fraudulent, illegal, or harmful activity, including but not limited to distributing malware, phishing, or engaging in harassment.
• f) No redistribution. You shall not systematically copy, redistribute, resell, or republish our content for commercial purposes without our express written permission.
• g) Accurate information. If you submit any information through our contact form or other forms, you agree to provide truthful and accurate information and not to submit misleading or false data.

Violation of any of these obligations may result in the immediate suspension or termination of your access to the website, in accordance with Section 12 of these Terms.

4.Intellectual Property

All content published on ChainLiteracy, including but not limited to text, articles, guides, glossary definitions, graphics, illustrations, icons, images, page layouts, software code, and the overall design and look-and-feel of the website, is the property of ChainLiteracy Ltd or its licensors and is protected by copyright, trademark, and other intellectual property laws of England and Wales and applicable international treaties.

The ChainLiteracy name, logo, and all associated branding are trademarks of ChainLiteracy Ltd. You may not use these marks without our prior written consent.

We grant you a limited, non-exclusive, non-transferable, revocable licence to access and view the content on this website for your personal, non-commercial educational use only. This licence does not include the right to:

• Copy, reproduce, or duplicate the content for commercial distribution
• Modify, adapt, or create derivative works from our content
• Frame, embed, or mirror any portion of the website without permission
• Remove, obscure, or alter any proprietary notices, copyright marks, or attribution

You may share links to our pages and quote brief excerpts of our content for non-commercial commentary or educational discussion, provided that proper attribution to ChainLiteracy is given and a link to the original content is included. For any other use, please contact us at [email protected].

5.Disclaimers

To the fullest extent permitted by applicable law, ChainLiteracy Ltd expressly disclaims all warranties, whether express, implied, statutory, or otherwise, including but not limited to:

• Implied warranties of merchantability, fitness for a particular purpose, and non-infringement
• Any warranty that the website will be uninterrupted, timely, secure, or error-free
• Any warranty regarding the accuracy, reliability, or completeness of any content
• Any warranty that defects will be corrected or that the website or its servers are free of viruses or harmful components

While we endeavour to keep all content accurate and up to date, blockchain technology and the broader digital asset ecosystem evolve rapidly. Information that was accurate at the time of publication may become outdated. We make no representation that the content on this website reflects the current state of technology, regulation, or academic understanding at the time you access it.

Our educational content does not constitute and should not be construed as financial, legal, tax, or other professional advice. You should always consult with a qualified professional before making decisions related to technology adoption, regulatory compliance, or matters involving digital assets. For a full statement, please refer to our Disclaimer.

Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under English law.

6.Limitation of Liability

To the maximum extent permitted by the laws of England and Wales, ChainLiteracy Ltd, its directors, officers, employees, agents, and affiliates shall not be liable to you for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of data, revenue, or anticipated savings
• Loss of goodwill or business opportunity
• Business interruption or any other intangible losses
• Damages arising from your reliance on any content published on this website

These exclusions apply regardless of whether such damages are based on warranty, contract, tort (including negligence), strict liability, or any other legal theory, and whether or not we have been advised of the possibility of such damages.

In no event shall our total aggregate liability to you for all claims arising from or relating to the use of (or inability to use) this website exceed one hundred pounds sterling (£100). This limitation applies to the fullest extent permitted by law.

Some jurisdictions do not allow the exclusion or limitation of certain types of damages. If these laws apply to you, some or all of the above exclusions or limitations may not apply, and you may have additional rights.

7.Indemnification

You agree to indemnify, defend, and hold harmless ChainLiteracy Ltd, its directors, officers, employees, agents, and affiliates from and against any and all claims, demands, damages, losses, costs, liabilities, and expenses (including reasonable legal fees) arising out of or related to:

• i. Your use of this website in violation of these Terms
• ii. Your violation of any applicable law, regulation, or third-party right
• iii. Any content or information you submit through our website
• iv. Any action taken by you in reliance upon information obtained from this website

This indemnification obligation shall survive the termination of these Terms and your cessation of use of the website.

8.Third-Party Links and Resources

Our website may contain links to third-party websites, resources, or services that are not owned or controlled by ChainLiteracy Ltd. These links are provided for your convenience and reference only.

We have no control over, and assume no responsibility for, the content, privacy policies, terms of use, or practices of any third-party websites or services. The inclusion of any link does not imply endorsement, sponsorship, or recommendation by ChainLiteracy of the linked site, its operator, or its content.

We strongly encourage you to read the terms and privacy policies of any third-party website you visit. You acknowledge and agree that ChainLiteracy shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, goods, or services available on or through any third-party website.

9.Privacy

Your use of ChainLiteracy is also governed by our Privacy Policy, which describes how we collect, use, store, and protect your personal data. By using this website, you acknowledge that you have read and understood our Privacy Policy and consent to the practices described therein.

We take the protection of your personal data seriously and comply with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018. For details about cookie usage on this site, please refer to our Cookie Policy.

10.Governing Law and Jurisdiction

These Terms, and any dispute or claim (including non-contractual disputes or claims) arising out of or in connection with them, their subject matter, or their formation, shall be governed by and construed in accordance with the laws of England and Wales.

The courts of England and Wales shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms, their subject matter, or their formation (including non-contractual disputes or claims).

If you are a consumer resident in another part of the United Kingdom (Scotland or Northern Ireland), you may also bring proceedings in the courts of your home jurisdiction, and nothing in these Terms affects your statutory rights as a consumer.

11.Dispute Resolution

Before initiating any formal legal proceedings, we encourage you to contact us first to attempt to resolve any dispute informally. You may reach us at [email protected] or by post at our registered address: 45 Great Portland Street, Fitzrovia, London W1W 7LT, United Kingdom.

We will make reasonable efforts to resolve any complaint or dispute within 30 days of receiving your initial written notification. If we are unable to resolve the dispute informally within this period, either party may proceed to bring a claim before the courts of England and Wales as outlined in Section 10.

For consumers resident in the European Economic Area, you may also be entitled to refer your dispute to an alternative dispute resolution (ADR) body. Further information about ADR can be found on the European Commission's Online Dispute Resolution platform. Please note, however, that we are not obligated to participate in ADR proceedings.

12.Termination

We reserve the right to restrict, suspend, or terminate your access to all or any part of the website at any time, with or without cause, with or without notice, and without liability to you. Reasons for termination may include, but are not limited to:

• Breach of any provision of these Terms
• Conduct that we determine, in our sole discretion, to be harmful to other users, third parties, or the business interests of ChainLiteracy
• Requests from law enforcement or other government agencies
• Technical or security issues or problems
• Discontinuation or material modification of the website or any part thereof

Upon termination, all provisions of these Terms which by their nature should survive (including, without limitation, intellectual property provisions, disclaimers, limitations of liability, and indemnification) shall continue in full force and effect.

13.Changes to These Terms

We reserve the right to update or modify these Terms at any time. When we make material changes, we will:

• Update the "Last Updated" date at the top of this page
• Post a notice on our homepage at least 14 days before the changes take effect
• Clearly describe the nature of the changes in the updated Terms

Material changes include, but are not limited to, modifications that affect your rights or obligations, alter the scope of services described, or change the governing law or jurisdiction provisions.

Your continued use of the website after the effective date of any changes constitutes your acceptance of those changes. If you disagree with any revised Terms, your sole recourse is to discontinue use of the website.

14.Contact Information

If you have any questions, comments, or concerns about these Terms of Use, or if you wish to report a violation, please contact us using the details below: